Saturday, January 13, 2018

Updated Portfolio and Dividend Income for 2017!

Hi All,

Hope you are all doing well! It has been quite some time since my last post.  The market has just been chugging along during this time!  I am happy to have maxed out my 401(k), HSA, and Roth IRA for 2017 (all of which I do not show in this dividend portfolio).  So overall even though I did not meet all the goals I set out for last year it was quite successful.  I also stopped making weekly trades (even the automated ones since Loyal3 went bye bye) so it was nice to see I was just able to step away from looking at the market every day and enjoy the dividends rolling in.  Despite selling about half of my portfolio in May/June of 2017 I was still able to increase my dividend income compared to 2016 by about 37%!!!  My total 2017 dividend income ended up being $867.70 and my ending portfolio value for December 2017 was almost $27,000.  Fundrise has been a great source of additional income for me which I just reinvest into the eREITs.  You will see below my best months were the ones that I received both Fundrise and FUSEX dividends.  I even started to dip my toes in selling puts to build my portfolio/generate extra income.  This is something I may write about in the future or at least post my results on here!  I expect 2018 to be even better and the snowball starts turning and will try to post at least monthly about my dividend income!

#SlowandSteady

-TDM


Full Disclosure: Long FUSEX, ALL HOLDINGS IN MY PORTFOLIO

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Friday, August 11, 2017

Investing Update

As you noticed it has been a long time since I last posted.  Ever since Loyal3 closed its back in May I lost my primary method of buying shares of stock.  I guess thats the downside of not investing with a large brokerage as I learned the hard way.  I did not want to start using the Folio Investing platform that they planned to move to as it charged a $5 monthly charge.  Looking back it may have been the way to go.  Instead I sold all of my Loyal3 holdings and held it in cash.

I took many steps over the past few months getting closer to the core portfolio that I wanted. You can follow this link to see my current portfolio: Portfolio.  Life has also been very busy lately and I have realized I need to reevaluate my investing goals and set more realistic goals so that I do not need to reach back into my investment account to pay for large purchases.

Although my portfolio is much smaller than earlier in the year.  I have now began to work towards maxing out my 401(k), HSA, and Roth IRA (which I do not plan to show on this blog).  I have a portfolio yield of over 3.5% and come within a few hundred dollars of my projected dividend income from the beginning of the year despite using only half of the funds to get there.  I hope to post here and there if I make any changes until I can get this site back to where I want it and set my goals properly.  Until then lets enjoy this market ride up!

-TDM

Sunday, April 16, 2017

Week 15: Fidelity & Robinhood - Recent Buys (SDIV & FUSEX)

April 10 - April 16

Auto-investment of $100 to my fidelity account and reinvestment of dividends earned in my robinhood account.  Working on getting SDIV holding to 100 shares.



Total Invested - $122.43
Commissions Paid - $0.00
Current Streak - 67 weeks*
Yearly Dividends Added - $3.28
Yield - 2.68%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!

Full Disclosure: Long FUSEX, SDIV, ALL HOLDINGS IN MY PORTFOLIO


I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Thursday, April 13, 2017

Week 14: Fidelity - Recent Buys (FUSEX)

April 3 - April 9

This week features a reinvestment of my Fidelity dividend.





Total Invested - $19.41
Commissions Paid - $0.00
Current Streak - 66 weeks*
Yearly Dividends Added - $0.36
Yield - 1.84%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!


Full Disclosure: Long FUSEX & ALL HOLDINGS IN MY PORTFOLIO


I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Saturday, April 8, 2017

Recent Sale: BX

sold 100 shares of BX (Blackstone) for a total loss of $175.40.  This is a move I made for a few reasons.  One is due to working towards that "strong core portfolio."  The other is to avoid K-1's during tax season.  In the future, any partnership I invest in will be in a retirement account.  It's just not worth the hassle for me to wait for K-1s to come out and then attempt to understand everything in them.

My loss on the sale was $419 from which I received $243.75 in dividends in the past two years.  For a net loss of $175.40.  For those of you investing in partnerships you may know that this $243.75 is not all treated as as a dividend at all and rather treated as a withdrawal on the k-1 so in reality the gain/loss may vary from the $175.40.   This is something I will have to calculate when the 2017 K-1 is released next April. Although the dividends were solid and I see it as a great company in the long run.  It does not belong in my portfolio and not worth the administrative tasks for me personally.  I have about $3k in cash now to deploy when needed.  The volatility in my portfolio remains high as I patiently work towards having a strong core portfolio while growing my dividends.  This will definitely take a hit to my annual dividends, but I hope to deploy the money in a favorable manner into companies that don't affect my sleep at all.  Been a while since a sale, but happy with the move!



You can see my updated portfolio here.

Thanks again for stopping by!

Are you invested in any companies providing you K-1s? What are your thoughts?

Photo Credit: FreeDigitalPhotos.net by suphakit73

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Thursday, April 6, 2017

Week 13: No Purchases

March 27 - April 2

First time in a LONGGGGG time I have gone two consecutive weeks without a purchase. This marks 65 consecutive weeks without paying commissions on my purchases! 




Total Invested - $0
Commissions Paid - $0.00
Current Streak - 65 weeks*
Yearly Dividends Added - $0
Yield - 0%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!

Full Disclosure: Long ALL HOLDINGS IN MY PORTFOLIO


I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Tuesday, April 4, 2017

Week 12: No Purchases

March 20 - March 26

March is gearing up to be a pretty quiet month for me.  I had skipped my automatic investments for this week as I had deployed additional capital as I watched VFC and TGT drop in previous weeks.  This marks 64 consecutive weeks without paying commissions on my purchases! 




Total Invested - $0
Commissions Paid - $0.00
Current Streak - 64 weeks*
Yearly Dividends Added - $0
Yield - 0%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!


Full Disclosure: Long ALL HOLDINGS IN MY PORTFOLIO


I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Thursday, March 30, 2017

Week 11: Loyal3 & Robinhood - Recent Buys (SDIV, BUD, TGT, VFC)

March 13 - March 19

Unfortunately, I have not had as much time as I used to due to other commitments so my next posts may be pretty short, just summarizing buys and dividends.  This marks 63 consecutive weeks without paying commissions on my purchases! 

Slow and Steady! .




Total Invested - $321.19
Commissions Paid - $0.00
Current Streak - 63 weeks*
Yearly Dividends Added - $12.18
Yield - 3.79%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!


Full Disclosure: Long SDIV, BUD, TGT, VFC, ALL HOLDINGS IN MY PORTFOLIO


I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Wednesday, March 22, 2017

Portfolio Value: February

Here is my February portfolio growth.  

Please see the chart below for the updated chart with my portfolio value:



My portfolio value grew from $28,448 from 2/2/17 to $36,895 on 3/1/17.  As a reminder, the dip was due to me selling the majority of my FUSEX mutual fund and reallocating some of the money to invest in Fundrise, which I did not previously show in my portfolio.  This large increase is due mostly to my inclusion of a $6,000 investment in Fundrise.  In total, I invested $7,395.28 in February and the rest of the growth ($1,051.53) is due to appreciation.

Slow and Steady!

Cheers,
The Dividend Mogul

Thursday, March 16, 2017

February Dividend Income

I have collected $64.41 in dividend income so far this year!  This month I received income from FOUR different sources. This is fewer than January but I am not discouraged because I see great the great strides I have made in my investing journey. Compared to to 2016 my dividends in February decreased by 7.8%.  This is due to the volatility in the BX dividend paid - so will be staying away from this one for a little while.  In fact, I would actually like to close this position at some point so that I can stop having to file K-1s for it (previously I did not take into account the additional tax work necessary from this small investment).  STILL just like every month - my portfolio is definitely not yet where I want it to be, but I continue to follow the right track as you can see from my February purchases.  I am happy however to announce that Fundrise has started an automatic dividend reinvestment program.  SO, I will test this out and see what it leads to. 

** See more charts below thanks to my friend at Two Investing.  If you have not visited his site yet, I strongly recommend you do so. I found his Dividend Spreadsheet extremely useful.  The Screenshots below are from his workbook, which give a good overview of the direction I am headed in.

I appreciate everyone who has viewed and commented on my blog.  As always, I strongly encourage you to comment even if you are just messaging that you have visited.  I'd like to hear your thoughts and views.











Full Disclosure: Long ALL HOLDINGS IN MY PORTFOLIO

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.