Thursday, February 16, 2017

Portfolio Value: January

Here is my January portfolio growth.  

Please see the chart below for the updated chart with my portfolio value:



My portfolio value grew from $23,723 from 1/1/17 to 28,448 on 2/2/17.  Pretty choppy graph of my portfolio value since I started the blog.  The dip was due to me selling the majority of my FUSEX mutual fund and reallocating some of the money to invest in Fundrise (which I should update to show in my portfolio).  Kind of regretting that right now as I figured I would quickly get to repurchase it cheaper.  Also wanted to lock in some taxable gains for the year in 2016 vs potentially in 2017.  Hope to get in at a good price, until then will continue to invest $200 a month into the fund.  In the future, I won't do this at such a big hit to my portfolio.  I invested $4,105.95 in January and the rest of the growth ($619.05) is due to appreciation.

Slow and Steady!

Cheers,
The Dividend Mogul

Sunday, February 12, 2017

Week 6: Fidelity & Robinhood - Recent Buys (FUSEX & SDIV)

February 6 - February 12

My investment for week 6 of 2017 included FUSEX and SDIV.  The yield this week was 6.07% compared to 3.44% last week.  The yield is much higher this week because of SDIV which yields over 6%.  My goal is to get this position to 100 shares and I will reach this by reinvesting my dividends in my robinhood account into SDIV shares.  The amount of yearly dividends added ($42.21) is higher than last weeks $8.51 as I have invested more money and into a high yielding ETF.  This marks 58 consecutive weeks without paying commissions on my purchases! Slow and Steady. 



Total Invested - $695.28
Commissions Paid - $0.00
Current Streak - 58 weeks*
Yearly Dividends Added - $42.21
Yield - 6.07%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!

Full Disclosure: Long SDIV, FUSEX, ALL HOLDINGS IN MY PORTFOLIO

What are your thoughts on SDIV?  Would you consider owning this ETF?  Why or why not?

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Wednesday, February 8, 2017

January Buys

So this is my first monthly buy summary in a long time, but it might actually be one of my most active months in terms of money invested.  Pretty interesting considering the market is at all time highs and many companies I was watching were near their 52 week highs.  Regardless, it just goes to show you if you invest consistently over a period of time into high quality companies you will set yourself up great for the future.  My 401(k) obviously invests every two weeks regardless of where the market stands.  I might tweak the contribution percentage if I think that the market is overvalued or undervalued, but I will continue to invest throughout the year.  This and the returns that it has give me over the past year helps me justify buying consistently.

I am able to invest consistently with small amounts due to my strategy of paying no commission fees with the use of various brokerage accounts.  This month had unusually high amounts being invested as I had sold a lot of my holdings later in the year around all time highs and I was able to buy back great companies at a cheaper cost basis than I originally had.  I took earnings misses as an opportunity to build my core portfolio.

Using Fidelity, Loyal 3, and Robinhood, I invested $4,105.95 in January which gave me a total yield of 4.01% which I am very excited about.  These purchases have added $164.79 to my yearly dividend income! It has also been 58 weeks without paying a commission fee!  I expect to invest less in February, but lets see what happens!





What do you think of my January?  

Thanks for stopping by!  

Full Disclosure: Long T, FUSEX, MCD, SDIV, TROW, UL, VZ, WMT, GOOGL, BRK.B, ALL HOLDINGS IN MY PORTFOLIO

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Saturday, February 4, 2017

Week 5: Loyal3 - Recent Buy (UL)

January 30 - February 5

My investment for week 5 of 2017 included just the purchase of Unilever as it meets my criteria for being down from its 52 week high.  For that reason I decided to average down on UL once again.  The yield this week was 3.44% compared to 4.31% last week.  The yield is lower this week because of my purchases last week included high yielding stocks like VZ, SDIV, and T.  The amount of yearly dividends added ($8.51) is much lower than last weeks $149.88 as I have invested almost $3,250 less than last week and in a lower yielding stock (although it has a solid yield).  This marks 57 consecutive weeks without paying commissions on my purchases! Slow and Steady.  Great strides in my portfolio since last year!




Total Invested - $250.00
Commissions Paid - $0.00
Current Streak - 57 weeks*
Yearly Dividends Added - $8.61
Yield - 3.44%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!


Full Disclosure: Long UL, VZ, SDIV, T, ALL HOLDINGS IN MY PORTFOLIO

What are your thoughts on UL?  Do you own it?  Why or why not?

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Wednesday, February 1, 2017

January Dividend Income

I have collected $38.20 in dividend income so far this year!  This month I received income from SIX different sources. This is fewer than December, but I expected January to be a slow month. Compared to 2015 my dividends in January increased by 674.85%.  This is purely due to me not investing in dividend stocks at the beginning of last year when I earned only $4.93. Clearly, my slow but steady buying throughout the year has transformed my portfolio over this short period of time.  It is definitely not yet where I want it to be, but I know I'm on the right track.  There is a new investment paying out a dividend to me this month and it is no other than REITs from my Fundrise Account.  This allows me to invest in real estate and diversify further while earning a solid return.  I hope to eventually write a short blog post about my experience with it and how I am doing.  Thus far, I have received dividends from it in two quarters.  The next quarter will be the first time I receive my full dividend allotment as I have held some of its REITS for only a short period of time.

** See more charts below thanks to my friend at Two Investing.  If you have not visited his site yet, I strongly recommend you do so. I found his Dividend Spreadsheet extremely useful.  The Screenshots below are from his workbook, which give a good overview of the direction I am headed in.

I appreciate everyone who has viewed and commented on my blog.  As always, I strongly encourage you to comment even if you are just messaging that you have visited.  I'd like to hear your thoughts and views.

Also, I finally crossed 5k views in a single month on my site!  THANK YOU! 2017 is off to a great start!





Full Disclosure: Long ALL HOLDINGS IN MY PORTFOLIO

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Sunday, January 29, 2017

Week 4: Loyal3 & Robinhood - Recent Buys (T, FUSEX, SDIV, TROW, VZ)

January 23 - January 29

My investments for week 4 of 2017 were much more exciting than expected and included purchases of T, FUSEX, SDIV, TROW, and VZ.  The yield this week was 4.31% compared to 3.41% last week.  The yield is much higher this week because of my purchases of high yielding stocks.  Since I have decided to take a look at the 52 week highs (and now lows as well) for these companies and buying ones that have dipped from their highs.  This week, however, with so many companies reporting I was looking out for strong companies that had a earnings miss (expecting a short term downtrend).  The ones that fit the bill were T, VZ, and TROW.  What made it even more exciting for me was that my new cost basis is now lower than my first time around owning these companies.  I later sold them as my positions were less than $1,000 and I had a decent gain on the run up.  This time since I had cash ready to invest from previous sales I was able to initiate positions over $1,000 and plan to hold these for the long run.  The amount of yearly dividends added ($149.88) is much larger than last weeks $8.51 as I have invested almost $3,500 this week - which may be a record?  Not sure. This marks 56 consecutive weeks without paying commissions on my purchases! As always, slow and steady!.... although this week doesn't seem that way.



Total Invested - $3,480.95
Commissions Paid - $0.00
Current Streak - 56 weeks*
Yearly Dividends Added - $149.88
Yield - 4.31%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!

Full Disclosure: Long T, FUSEX, SDIV, TROW, VZ, ALL HOLDINGS IN MY PORTFOLIO

I paid $0 in commissions for my purchases made in 2016! How much did you pay in commissions in 2016? Would you consider using my strategy?

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Sunday, January 22, 2017

Week 3: Loyal3 - Recent Buy (UL)

January 16 - January 22

My investments for week 3 of 2017 included just UL.  The yield this week was 3.41% compared to 1.53% last week.  The yield is much higher this week because I decided to use a different strategy for my automatic buys.  In the past I was putting about $50 a month to various positions but now as I reach close to $1,000 cost basis in most of my positions, I believe I have done a good job diversifying even though its a small amount invested.  Now I have decided to take a look at the 52 week highs for these companies and buying ones that have dipped from their highs more than 5%.  Out of the ones that met this criteria UL was down about 15% from its high so I picked this as my investment to average down on a great company with a great yield.  The amount of yearly dividends added ($8.51) is much larger than last weeks $1.91.  This marks 55 consecutive weeks without paying commissions on my purchases! The weeks without paying commission fees keep adding up!  As always, slow and steady has been a great strategy for me!



Total Invested - $250.00
Commissions Paid - $0.00
Current Streak - 55 weeks*
Yearly Dividends Added - $8.51
Yield - 3.41%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!

Full Disclosure: Long UL, ALL HOLDINGS IN MY PORTFOLIO

I paid $0 in commissions for my purchases made in 2016! How much did you pay in commissions in 2016? Would you consider using my strategy?

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Friday, January 13, 2017

Week 2: Loyal3 & Fidelity - Recent Buys (FUSEX & GOOGL)

January 2 - January 8

My investments for week 2 of 2017 included GOOGL and FUSEX.  The yield this week was 1.53% compared to 1.80% last week.  The yield is low because FUSEX doesn't pay a high dividend and Alphabet drove down the yield even more.  The amount of yearly dividends added ($1.91) is smaller than last weeks $4.49.  These two purchases were part of my automatic buys.  This marks 54 consecutive weeks without paying commissions on my purchases! The weeks without paying commission fees keep adding up!  Slow and Steady!



Total Invested - $125.00
Commissions Paid - $0.00
Current Streak - 54 weeks*
Yearly Dividends Added - $1.19
Yield - 1.53%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!

Full Disclosure: Long FUSEX, GOOGL, ALL HOLDINGS IN MY PORTFOLIO

I paid $0 in commissions for my purchases made in 2016! How much did you pay in commissions in 2016?

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Saturday, January 7, 2017

Week 1: Loyal3 - Recent Buys (MCD, WMT, GOOGL, BRK.B)

January 2 - January 8

My investments for week 1 of 2017 included MCD, WMT, GOOGL, BRK.B.  The yield this week was 1.80%.  The yield is low because Alphabet and Berkshire Hathaway do not pay dividends.  The amount of yearly dividends added ($4.49) is small, but will add up over time.  All of these purchases were part of my automatic buys.  This marks 53 consecutive weeks without paying commissions on my purchases! FIFTY THREE - pretty incredible if you are willing to open up various brokerage accounts!  Maybe I will make a post about this at some point!  Glad to be back posting weekly buys, but clearly have made great strides since this time last year. Slow and Steady.




Total Invested - $250.00
Commissions Paid - $0.00
Current Streak - 53 weeks*
Yearly Dividends Added - $4.49
Yield- 1.80%

*Paid Commissions fees on selling motifs but not on a purchase in over a year!


Full Disclosure: Long MCD, WMT, GOOGL, BRK.B, ALL HOLDINGS IN MY PORTFOLIO

I paid $0 in commissions for my purchases made in 2016! How much did you pay in commissions in 2016?

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.

Monday, January 2, 2017

December Dividend Income

I have collected $636.84 in dividend income so far this year!  This month I received income from TEN different sources. This is five more than November. Compared to 2015 my dividends in December went down by 13.23%.  This is change in my dividend income is due to changes in my portfolio year over year as well as the fact that many of my holdings had paid out dividends in December.

** As always see more charts below thanks to my friend at Two Investing.  If you have not visited his site yet, I strongly recommend you do so. I found his Dividend Spreadsheet extremely useful.  The Screenshots below are from his workbook, which give a good overview of the direction I am headed in.

As always I appreciate everyone who has viewed and commented on my blog.  I strongly encourage you to comment even if you are just messaging that you have visited.  I'd like to hear your thoughts and views.




Full Disclosure: Long ALL HOLDINGS IN MY PORTFOLIO

I'm not an investment professional or a licensed financial advisor. This blog represents my personal views and decisions, which may not be appropriate for other investors. Please use common sense or consult with an investment professional before investing your money. I am not responsible for the outcomes of your decisions, nor am I responsible for the comments posted by readers or the contents of any linked websites. This blog should viewed for educational or entertainment purposes only.